About these terms
These terms apply to your use of BlackBoxDriver.co.uk. By using the website, you agree to use it in accordance with these terms and applicable UK law.
BlackBoxDriver.co.uk is maintained by Prudent Plus Limited, Booths Hall, Booths Park, Knutsford, Cheshire WA16 8GS. Prudent Plus Limited is registered in England under company number 10104295.
What BlackBoxDriver.co.uk provides
BlackBoxDriver.co.uk publishes general editorial information about black box, telematics and car insurance, including driving scores, devices, privacy, other drivers, running costs and practical policy questions.
The website does not itself provide insurance cover, issue policies or act as an insurer.
General information, not personal advice
The information on this website is general and editorial in nature. It is not personal financial advice, insurance advice, legal advice or a recommendation that you buy a particular policy.
You are responsible for deciding whether a product is suitable for your circumstances and for checking the insurer's current quotation, policy wording, exclusions, excesses, eligibility rules, privacy information and telematics requirements before buying.
No guarantee of price, acceptance or outcome
Insurance providers make their own underwriting decisions. A page saying that a type of black-box policy may be suitable does not mean that a particular insurer will offer you cover or that telematics will produce a lower price.
Age, driving history, claims, convictions, vehicle, postcode, occupation, mileage, use and other factors can all affect insurance availability and price.
Driving scores are insurer-specific
Black-box insurers do not all measure or score driving in the same way. Speed, acceleration, braking, cornering, journey time, road type, mileage or other information may be weighted differently.
Descriptions on this website are therefore general explanations rather than statements about how every insurer calculates a score.
Policy documents take priority
If anything on BlackBoxDriver.co.uk differs from a current insurer's quotation, certificate, schedule, policy wording, privacy notice or telematics terms, the insurer's current documents take priority.
Insurance products and systems can change, so always check the current wording before relying on a particular feature or restriction.
Insurance quotation and comparison links
BlackBoxDriver.co.uk may contain links to third-party car-insurance quotation or comparison services. Prudent Plus Ltd is an introducer appointed representative of Seopa Ltd. Seopa Ltd trades as Quotezone and provides the comparison service available through links on this website. Seopa Ltd is authorised and regulated by the Financial Conduct Authority under reference number 313860.
Once you follow a comparison link, the destination service's own terms, privacy policy and product information apply.
Commission
Prudent Plus Limited may receive commission if you follow an insurance link from BlackBoxDriver.co.uk and subsequently buy a policy. This commission does not add a separate charge to the premium you pay.
Accuracy and updates
We aim to keep the website clear and accurate, but insurance products, insurer rules, technology, regulation and government guidance can change. We do not guarantee that every article will always reflect the latest rule, feature or wording used by every insurer.
Where a decision depends on current policy wording, regulation or law, check the relevant current source before acting.
External websites
Links to insurers, comparison providers, regulators, government websites and other third parties are provided for convenience or additional information. We do not control those websites and are not responsible for their availability, content, security, privacy practices, products, prices or services.
Website availability
We try to keep BlackBoxDriver.co.uk available, but uninterrupted access is not guaranteed. The site may be unavailable because of maintenance, hosting problems, security work, faults or circumstances outside our control. We may also add, change or remove content without notice.
Acceptable use
You may use BlackBoxDriver.co.uk for lawful personal or business research.
- Do not use the site for unlawful purposes.
- Do not attempt unauthorised access to the site or related systems.
- Do not introduce malware or malicious code.
- Do not interfere with normal website operation.
- Do not misrepresent editorial material as an insurance quotation or personal recommendation.
- Do not copy substantial parts of the website for republication without permission.
Copyright and intellectual property
Unless otherwise stated, original text, layout, graphics and website content on BlackBoxDriver.co.uk are owned by or licensed to Prudent Plus Limited and are protected by applicable copyright and intellectual-property law.
Short extracts may be quoted for legitimate reference with suitable acknowledgement. Substantial reproduction, republication or creation of a competing copy requires prior permission.
Liability
Nothing in these terms excludes or limits liability where it would be unlawful to do so.
Subject to that, BlackBoxDriver.co.uk is provided as a general information resource. Prudent Plus Limited is not responsible for losses caused by treating general editorial information as a substitute for current insurer documents, regulatory information or legal requirements.
We are not responsible for decisions made by insurers or comparison services, including whether they offer cover, the price quoted, telematics scoring, policy conditions, cancellation decisions or claims outcomes.
We are also not responsible for losses arising from the content, availability or operation of independent third-party websites.
Privacy
Information about how personal information may be handled when you use this website is set out in our Privacy Policy.
Changes to these terms
We may update these terms to reflect changes to the website, our business, insurance relationships, regulation or law. The current version will be published on this page.
Governing law and jurisdiction
These terms and your use of BlackBoxDriver.co.uk are governed by the laws of England and Wales. Where you are a consumer, you may also have rights under the law of the part of the United Kingdom in which you live.
Contact
If you have a question about these terms, contact us at:
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