Answer: It can be, but low mileage does not guarantee a bargain. Some telematics policies care about mileage while others put more weight on speed, braking, acceleration and journey times.
Watch the mileage rules if your routine changes
A policy that suits an occasional driver can become awkward after a new job, college move or longer commute. Check whether extra mileage can be bought, whether there is a penalty for exceeding an estimate, and whether a conventional policy would give you more flexibility.
Low mileage can help, but it is not a complete risk picture
Someone who drives 2,000 miles a year is exposed to the road less often than someone driving 20,000, but insurers can also care about when and where those miles are driven. A small number of late-night urban journeys may be viewed differently from regular daytime trips on familiar roads.
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