Answer: It can be, especially when ordinary insurance is expensive, but the cheapest quote is not automatically the best fit.
Do not choose the car before checking the insurance
The biggest saving may come from buying a modest, insurance-friendly first car rather than relying on a black box to make an expensive model affordable. Obtain quotes for the actual registration or a very close equivalent before committing to the purchase, and compare telematics with ordinary cover at the same time.
It can be a useful way into affordable cover
Newly qualified drivers often face high premiums because insurers have little driving history to assess. Telematics can give the insurer more information and may make a first policy cheaper for someone who drives carefully.
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