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Straight answers about living with black box insurance
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Can Black Box Insurance Cost More if Your Driving Score Falls?

Depending on the policy, poor telematics results can affect renewal, lead to warnings or trigger other action allowed by the terms.

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Answer: Depending on the policy, poor telematics results can affect renewal, lead to warnings or trigger other action allowed by the terms.

Find out what behaviour is causing the problem

A headline score is not very useful unless you know what sits behind it. Look separately at speed, acceleration, braking, cornering, journey time and any other measure shown in the app. Improving the weakest area is more sensible than trying to drive unnaturally slowly in the hope that the overall number will rise.

The consequence of a low score varies by policy

Some insurers use scores mainly to coach the driver, while others can use repeated poor results when reviewing the price or deciding whether cover should continue. A single low week is therefore very different from ignoring repeated warnings over several months.

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